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Blockchain-based micro financing for food retailers in Kenya

19 апреля 2023 года Hi-network.com
Nairobi-based IBM researchers and Twiger Foods, a food distribution company, are using blockchain technology to help farmers obtain loans. 220 retailers in Kenya are using the platform. The financing system simplifies the challenges faced by small enterprises in obtaining loans due to high costs, collateral requirements, and lack of credit score. Credit worthiness is calculated by analysing purchase records on mobile phones.This gives confidence to lenders, and the whole process is managed by blockchain technology. The process is transparent, fraud is reduced, and loans are taken quickly.

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